Stablecoins

Stablecoin Settlement – Australia’s USD & AUD Stablecoin Settlement

MHC Digital Group is Australia’s trusted stablecoin settlement provider. We deliver stablecoin rails, removing the inefficiencies of traditional banking for cross-border payments, treasury flows, and capital markets.  

Unlike offshore exchanges or unlicensed providers, MHC operates under AFSL, DCE, and NCP licences with ASIC and AUSTRAC oversight. That means faster settlement, lower costs, and full compliance in one secure framework.

Why MHC is #1 for Stablecoin Settlement in Australia

Stablecoins play a key role in modern financial infrastructure, allowing clients to move between fiat and digital assets without exposure to price volatility or delays in traditional banking rails.

Multi-currency rails

Move funds seamlessly across AUD, USD, and AUD and USD stablecoins, instantly. MHC’s dual-currency infrastructure enables real-time settlement for both domestic and cross-border flows.

Trusted partnerships

Through deep partnerships with Anchorage Digital and FalconX, and a joint venture with Macropod, MHC combines global stablecoin credibility with Australian regulatory alignment. Creating the most trusted settlement infrastructure in the region.

Institutional integration

Designed for funds, corporates, fintechs, and remittance providers. Our API suite allows for seamless onboarding, treasury automation, and direct integration into existing workflows.

Lower cost vs traditional FX

Eliminate high FX spreads and correspondent banking fees with direct stablecoin rails.

Compliant & transparent

MHC is built on a fully regulated framework under AFSL, DCE, and AUSTRAC, MHC ensures every transaction meets institutional-grade compliance.

Same-day settlement

Move funds in and out of AUD, USD, and stablecoins instantly, no waiting on SWIFT or delayed wire transfers.

Use Cases For Stablecoin Settlement

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Corporate Treasury and Liquidity

Move funds between AUD, USD, and stablecoins instantly for hedging and reserves. Reduce idle cash and FX costs with 24/5 settlement.

Funds and Asset Managers

Settle subscriptions, redemptions, and cross-border trades in minutes. Use stablecoins to fund tokenised asset settlement under Australian regulation.

Brokerages and Trading Platforms

Offer faster deposits and withdrawals with AUD and USD stablecoins. Improve funding speed, retention, and capital efficiency.

Remittance and Global Payments

Lower cost, near-instant cross-border transfers. Replace slow SWIFT flows with compliant blockchain settlement rails.

Fintechs and PSPs

Embed stablecoin wallets, on-ramps and off-ramps via API. Build always-on financial products with Australian-issued stablecoins.

Marketplaces and Platforms

Merchant payouts, gig-worker pay, and escrow with faster reconciliation and lower ops cost.

SMEs and Expat Payments

Simplify supplier payments and payroll across borders. Cut fees and delays for businesses and expatriates.

Tokenisation and Programmable Finance

Settle RWAs and digital securities in stablecoins. Enable automated payouts and smart-contract logic.

Individuals

Move money globally, split bills when travelling, and hold value in a digital AUD or USD equivalent with quick on- and off-ramps.

Traders and Active Participants

Fund exchanges 24/5, move collateral between venues, and reduce funding latency for arbitrage or strategy rebalancing.

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How It Works

Onboard

We’ll guide you through compliant onboarding for individuals, corporates, and or institutions.

Convert

Swap between AUD, USD, and stablecoins (USDC, AUDM) via OTC or API.

Settle

Funds arrive the same day—whether you’re paying invoices, funding a treasury account, or making cross-border transfers.

What are Stablecoins?

Stablecoins are digital tokens pegged 1:1 to a fiat currency (such as the US dollar or Australian dollar). They combine the speed and programmability of blockchain with the trust and stability of traditional money. Unlike volatile cryptocurrencies, stablecoins are designed to maintain a fixed value. This makes them ideal for payments, settlement, and treasury management.

MHC provides compliant, instant settlement rails through a combination of global stablecoin connectivity and Australia’s first AFSL AUD stablecoin infrastructure.
Our approach brings together trusted USD stablecoins and an on-shore AUD alternative—giving institutions a unified way to move value across borders and asset classes.

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Macropod (AUDM): Australia’s First AFSL-Licensed AUD Stablecoin

MHC is a founding partner and joint-venture operator of Macropod, creator of AUDM, the first AUD stablecoin issued under an Australian Financial Services Licence.

AUDM is fully backed 1:1 by Australian dollars held in a Big Four bank trust structure, providing institutions with:

  • Regulated on-shore AUD settlement
  • Instant, low-cost domestic clearing
  • A modern alternative to NPP, RTGS, and legacy payment rails
  • A compliant tokenised AUD for fintech apps, remitters, and trading platforms
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Circle (USDC): Global USD Settlement for Institutional Flows

MHC integrates USDC as a global USD stablecoin option - ideal for offshore liquidity, cross-border settlement, and institutional treasury flows. USDC is fully backed 1:1 by cash and short-term U.S. Treasuries and is widely used across global exchanges, trading venues, and institutional payment networks.

Where USDC is most useful:

  • Moving USD liquidity between global venues
  • Faster access to offshore markets
  • Hedging and treasury allocation for wholesale investors
  • USD rails for cross-border remittance and fintech platforms

How Clients Benefit

Settle OTC trades faster and more efficiently
Swap between crypto and USDC with minimal slippage
Reduce FX costs and improve
cross-border transaction speed
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Why MHC vs Other OTC Providers

MHC Markets

Multiple stablecoin rails
AFSL, DCE, NCP licences
Integrated custody (Fireblocks/ Anchorage)
Same-day AUD settlement
API-enabled for fintechs
Trusted partnerships

Typical Providers

Usually USD-only
Often offshore or unlicensed
Exchange wallets or self-custody
Slow fiat processing
Limited integrations
No institutional-grade partners

Frequently Asked Questions

Which stablecoins does MHC support?
USDC (via Circle) and AUDM (via Macropod). We also support other coins like USDT for specific flows.
How fast are settlements?
Typically same-day, with 24/5/365 availability for stablecoin-to-stablecoin transfers.
How safe are stablecoins?
USDC is fully backed by cash and short-term U.S. Treasuries, audited monthly. AUDM is fully backed by big4 bank reserves and issued under an AFSL licence.
Can stablecoins replace SWIFT transfers?
For many treasury and remittance use cases, yes. Stablecoins are faster, cheaper, and globally interoperable.
Do you integrate with custody?
Yes. Assets can be held with either Fireblocks or Anchorage Digital for custody.
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Get in touch

Contact Our Team

We're here to help you navigate digital markets with clarity and control. Contact us to learn how we deliver secure, compliant crypto access.

Sydney Office
Phone: (02) 9397 1400

Suite 210-F3, The Entertainment Quarter,
122 Lang Road, Moore Park, NSW 2021, Australia

Singapore Office

16 Raffles Quay

#09-11 Hong Leong Building, Singapore 048581

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